|With everything that has been going on recently, many lenders have now introduced mortgage holidays to ease the financial burden for households.
What you need to know
It won’t affect your credit score or future ability to get a mortgage;It allows you to miss three payments;You must make up the payments within the fixed or repayment term – this can be done by overpaying on your regular payment; You must be up to date with your normal payments;All parties to the mortgage must agree.
How do I apply?
You will need to contact your lender directly (this can be done over the phone). If you need the number or more details, please call or email me.
Here to help
As ever, I am on hand to help with any queries you may have, so please feel free to contact me by phone, Skype, Zoom, Whatsapp or email. I will be able to assist as I now have access to all the latest lender updates on mortgage payment holidays and how to apply for them.
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The information on this website is intended for guidance purposes only and does not constitute advice. Furthermore, the information on this website is subject to UK regulatory regime and is therefore intended for consumers living in the UK only. We are not responsible for the content in any links to 3rd party sites.
Think carefully before securing other debts against your home. Your home or property may be repossessed if you do not keep up repayments on your mortgage. Any mention of lifetime mortgages is subject to you understanding the features and risks, please ask for a personalised illustration if applicable. You may be charged a fee for mortgage advice. The precise amount will depend on your circumstances but we estimate it will be £495.00.